Banking & Payments

Helping you to create marketplace innovation. Delivering ideas with practical advice and expert resources.

• RETAIL BANKING & PAYMENT STRATEGY

  We build business strategies that meet the needs of your customers to create sustainable positions of competitive advantage. Our work for clients includes a number of high profile industry firsts including in payment card deployments, new consumer services, and core banking operations. We provide full support through market research, business strategy, marketing strategy, solution design, and programme delivery. The expertise in banking and payments services that we have built up has established us as a trusted advisor to many top-tier firms in the sector.

  IT DECISIONS

  We are zealous in helping you to find innovative and practical IT solutions at lower cost. We believe that choosing the right technology starts with defining your business objectives. Aligning your technology requirements to your business needs will reduce cost and risk. We provide expertise in the design and selection of banking solutions. This includes core banking systems, Internet and mobile banking, payment cards, PoS and ATM networks, switching, and issuing and acquiring systems. Alongside tender management, we help with contract design and negotiation with suppliers.

• REGULATION & PAYMENT SCHEME MEMBERSHIP

  The shifting regulatory landscape is creating opportunities to develop game-changing propositions in banking and payments. However, identifying the best regulatory path to support your business model can be complex and time-consuming. We help you to choose the right options whether you are issuing or acquiring cards, taking deposits, or offering new kinds of payments services. Our experienced team can help you to to secure the right regulatory approval for your services and navigate the application processes with regulators and payment schemes.

  EMERGING & MOBILE PAYMENTS

  We provide expertise and insight in all aspects of payments innovation. We help you to build strategies for the adoption of new payment technologies to enhance your customers’ experience and drive new revenue streams. This includes mobile payments, contactless payments, prepaid, virtual wallets, person-to-person payments and supporting technologies. Our services include business model and technical design, market analysis and regulatory support, and market adoption and rollout strategy.

If you’d like to see what Bayberry can do to help your company, please Contact Us today.