Payments

As banks fight to improve their customers’ experience on multiple retail channels, is it time for specialist intervention? We look at the rise of the specialist customer interaction providers and ask if banks should stick to what they’re good at

Mobile Person-to-Person (P2P) payments are something of a holy grail to the payments industry. But what is available and how useful are these services really

Payleven recently hit the news with its Square-syle mobile payments service for the European market. Like iZettle and Square itself, Payleven allows users of iOS and Android phones to use their devices to accept card payments in person. So are we now at the point where we have pan-European mobile payments? Well, not quite and here’s why

MasterCard is now forecasting significant prepaid growth at 22% per annum to 2017 culminating in a total market value of US$822 billion globally. But what form will this growth take? And where is prepaid’s true home in the pantheon of banking and payments products? In this short article we examine what the future could hold for prepaid and where its real value can be found

In this case study we discuss how Bayberry helped to design and launch the credit union prepaid card business for the Association of British Credit Unions

In the face of seemingly inevitable change, retailers now need to work out the best strategy for the integration of contactless technology into their environments. In this article we look at the factors that can make NFC Contactless Payments a success in the retail environment

In a weaker economic climate the search for methods to reduce cash is receiving significant attention but is the war on cash doomed to failure?

For US issuers, acquirers and merchants, the reality is that EMV is coming. The challenge is to learn from the experience of migrating to EMV in other countries and transition to EMV with the minimum of fuss while maximizing the commercial potential of this new standard

This guide looks at what EMV chip and contactless means for firms in the US now that EMV has been mandated for 2013. Issuers, Acquirers and Merchants in the US will all need to develop a strategic plan for EMV. But what does this mean for US firms involved in card payments and for retail merchants? And how can you unlock the value of EMV for your business

The stage appears to be set for a contactless payments revolution but the challenge for the adoption of NFC in the retail environment, one that’s set to keep the payments industry thinking, is twofold. Firstly, how do you give enough consumers access to contactless payments and, secondly, how quickly and cost effectively can you roll out an acceptance infrastructure to allow them to use it