Credit Unions

As banks fight to improve their customers’ experience on multiple retail channels, is it time for specialist intervention? We look at the rise of the specialist customer interaction providers and ask if banks should stick to what they’re good at

Mobile Person-to-Person (P2P) payments are something of a holy grail to the payments industry. But what is available and how useful are these services really

ABCUL reported last week on the progress it is making on its shared business model project for UK credit unions. This progress is building on Bayberry’s work to deliver the shared service Credit Union Current Account and Prepaid Card for ABCUL. We think that collaboration through shared services to deliver the products and services demanded

MasterCard is now forecasting significant prepaid growth at 22% per annum to 2017 culminating in a total market value of US$822 billion globally. But what form will this growth take? And where is prepaid’s true home in the pantheon of banking and payments products? In this short article we examine what the future could hold for prepaid and where its real value can be found

In this case study we discuss how Bayberry helped to design and launch the credit union prepaid card business for the Association of British Credit Unions

In the face of seemingly inevitable change, retailers now need to work out the best strategy for the integration of contactless technology into their environments. In this article we look at the factors that can make NFC Contactless Payments a success in the retail environment

In a weaker economic climate the search for methods to reduce cash is receiving significant attention but is the war on cash doomed to failure?

Recent press coverage on changes in the banking system have focussed on the ‘Vickers’ report and splitting retail banking from ‘casino’ banking in order to protect the taxpayer. It would be easy to think this was the main area of change. However there is also huge innovation happening in the supply of banking services with new channels such as mobile banking offering greater convenience for the consumer.

What will all this mean for credit unions? Come along to this workshop on Saturday morning to hear from Paul Kennedy, a partner at Bayberry Consulting. Paul will talk about global and UK trends in the card market, mobile banking and give us all a sense of what banking may look like in the future

Bayberry, an advisory firm specialising in retail banking and growth strategy, today announced that its Visa Prepaid Card project for the Association of British Credit Unions (ABCUL) is now live

We’ve been helping one of our financial institution clients, St. Paul’s Garda Credit Union, to reposition itself as a primary source of banking for its customers. Following our work to deliver a business strategy and technical platform for the new debit card and payment account, we developed a marketing strategy with a main campaign inviting members of St. Paul’s to discover “a surprising new way to bank”. This video, an interview with a prominent member of the credit union, demonstrates how other members are now actively using, and getting value from, the new banking services