Banking & Payments

If you are planning a migration to EMV contact or NFC contactless cards, here are seven important things to consider in planning your strategy

As banks fight to improve their customers’ experience on multiple retail channels, is it time for specialist intervention? We look at the rise of the specialist customer interaction providers and ask if banks should stick to what they’re good at

Mobile Person-to-Person (P2P) payments are something of a holy grail to the payments industry. But what is available and how useful are these services really

Payleven recently hit the news with its Square-syle mobile payments service for the European market. Like iZettle and Square itself, Payleven allows users of iOS and Android phones to use their devices to accept card payments in person. So are we now at the point where we have pan-European mobile payments? Well, not quite and here’s why

ABCUL reported last week on the progress it is making on its shared business model project for UK credit unions. This progress is building on Bayberry’s work to deliver the shared service Credit Union Current Account and Prepaid Card for ABCUL. We think that collaboration through shared services to deliver the products and services demanded

MasterCard is now forecasting significant prepaid growth at 22% per annum to 2017 culminating in a total market value of US$822 billion globally. But what form will this growth take? And where is prepaid’s true home in the pantheon of banking and payments products? In this short article we examine what the future could hold for prepaid and where its real value can be found

In this case study we discuss how Bayberry helped to design and launch the credit union prepaid card business for the Association of British Credit Unions

In the face of seemingly inevitable change, retailers now need to work out the best strategy for the integration of contactless technology into their environments. In this article we look at the factors that can make NFC Contactless Payments a success in the retail environment

In a weaker economic climate the search for methods to reduce cash is receiving significant attention but is the war on cash doomed to failure?

For US issuers, acquirers and merchants, the reality is that EMV is coming. The challenge is to learn from the experience of migrating to EMV in other countries and transition to EMV with the minimum of fuss while maximizing the commercial potential of this new standard